The Smarter way to
Take Payments

Whether you are looking to take payments online, over the phone, by mail order or simply overpaying with your current card machine supplier, Smarter Payments have the solutions to provide a cost effective, no nonsense solution.

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No PCI Compliance Fees

Funds Received Quickly

Only Pay Back as You Earn

No Hidden Fees or Monthly Charges

Easy to Renew

Find the Tools That Work For You

Card Machines

Smarter Payments offers a wide range of card terminals to suit the needs of any business, including countertop, portable, and Wi-Fi models. Designed for reliability and ease of use, our terminals provide fast, secure payment processing, helping businesses deliver a seamless checkout experience. With transparent pricing, no hidden fees, and competitive rates, our card terminals are a cost-effective solution for businesses looking to save money. Plus, with free next-day payments and ongoing customer support, Smarter Payments ensures your payment process is efficient, secure, and backed by a team you can trust.

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Online Payments

Smarter Payments offers cost-effective eCommerce solutions designed to help businesses save money while optimising their online payment processes. With seamless WooCommerce integration and advanced development options like FTP for more intricate setups, we provide secure and reliable payment handling tailored to your needs. Our competitive rates, transparent pricing, and no hidden fees mean businesses can significantly reduce processing costs.

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Smarter Payments Dashboard

The Smarter Payments Dashboard is a powerful, secure platform that simplifies payment management for businesses. With features like PayByLink, recurring payments, and QR code transactions, it streamlines operations, saves time, and boosts cash flow. Backed by advanced security, it’s the ultimate tool for businesses to handle payments efficiently and cost-effectively.

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Why Choose Smarter Payments?

Simple, Transparent Pricing

Our customers know exactly what they are paying and why.

No added fees. No surprises!

Our Merchant Account Solutions Grow with your Business

From start-ups, sole traders, partnerships, SME’s to large multinational companies our payment solutions are prepared to accommodate your evolution.

Problems Solved

Questions about your account, payment system, terminal or business? We are here to support you every step of the way. Always human, never bots.

Security for Peace of Mind

Our EMV-compliant and PCI DSS-certified solutions ensure end-to-end data security, giving your business peace of mind.

Payment Solutions  that Deliver

The technology we use will ensure you never have to worry about offering the most up to date payment system.

We've got your Industry Covered

No matter which industry your business operates within our team of experts can find you the right payment solution.

Book an appointment today and find out what card machine is right for you

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Switching Made Easy

As easy as 1-2-3

Quotes Tailored to Your Business

We start by understanding your business's needs to ensure the perfect payment solution is chosen. Our team provides a clear, competitive, and tailored quote. Once agreed, we’ll move quickly to the next step.

Fast Account Setup & Machine Installation

After the quote is approved and your Merchant ID (MID) is issued, we’ll arrange for your new card machine to be delivered. With fast account setup (typically within 3 days, provided all KYC documents are submitted), we’ll guide you through the installation process, ensuring your machine is ready to take payments without delay.

Hassle-Free Cancellation Assistance

Switching providers doesn’t need to be stressful. Our team will assist you through the cancellation process, answer your questions, and even contribute towards cancellation fees if applicable. We’re here to make the transition smooth and simple.

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Helping communities across the UK

300

New startups joining Smarter Payments since Jan 2024.

4000+

Trees planted since 2020 across the UK.

£8,000

Donated to our Charity of the year.

The Smarter way to
Take Payments